Approximately 95% of births in London take place within the National Health Service.  Although the NHS does a good job, each year a large number of women rely wholly or partly on the private medical sector for one of the most important acts of their lives.

This trend can be explained by four main reasons:

1 . There are an increasing number of expatriates in London and they sometimes have expatriate health insurance covering all or part of a private maternity (the classic British medical insurance doesn’t cover private maternity costs).

2 . The absence of wealth taxes, an attractive tax environment and a relaxed social climate in the UK encourages more ‘High Net Worth Individuals’ and entrepreneurs to this country who can afford a private maternity.

3 . The fact that women are tending to give birth at an older age has significantly increased the risk of complications during childbirth: 37% of births are either induced or by caesarean section.

4 . For those moments that can be magical but unfortunately sometimes traumatic, some women prefer to choose their own midwife / obstetrician and to give birth in more comfort than the NHS can offer.

For many the ultimate place to choose for a private delivery is in the Portland Hospital.  And yet …  why is it that the Duchess of Cambridge (Kate Middleton) chose to give birth to Prince George, future heir to the throne, in the private wing of an NHS hospital (St. Mary’s Hospital) in July?

A key reason is that NHS hospitals are well equipped for emergencies, which is not the case for private hospitals such as Portland.  Another reason, perhaps equally important, is that like other NHS hospitals, St Mary’s Hospital has a “Private Maternity Wing” which allows for all the benefits of private care.  This formula allows women to combine comfort with the security that only the NHS can give.

Other NHS hospitals in London with a “Private Maternity Wing” include:

– Guy’s & St Thomas’ NHS Hospital

– Chelsea & Westminster NHS Hospital

– University College London NHS Hospital

The advantage of choosing one of the latter options, which is significant, is the fact that these hospitals are less expensive than private ones such as the Portland.

NHS hospitals listed above actually offer many packages with different services and different rates.


  1. joseph ebhojiaye

    how do i register for nhs in London i live in nigeria , am planing for my wife to have a baby in London soon

Submit a Comment


Get in touch


Call us on +44 (0)20 3137 2857

We are open from 9am to 5pm from Monday to Friday

Request a comparison

Request an insurance comparison

Fill in a form and we will call you back

Our partners

We build partnerships with reputable insurance companies who are long-established in the expatriate insurance industry. All the international insurance companies we work with have both individual and corporate plans. Find out more about our partners here.


Latest tweets

To mark National Fitness Day, we are launching ‘Fitness for Everyone’, with @itn Business to promote physical activity, to benefit your health and wellbeing – physically, mentally and socially. Read more here

#FitnessforEveryone #FitnessDay #ITNBusiness

Today is National #FitnessDay ‼️

A day to celebrate and highlight the role physical activity can play on keeping our mental strength & resilience healthy.

Join in by getting active in whichever way suits you & share with us #FitnessUnitesUs @NewsMedical #healthcare #innovation

April is Stress Awareness Month 🤯

Millions of us are experiencing high levels of stress and it is damaging our health.

Find out more about our mental health cover 👉

#stressawarenessmonth #insurance #health #mentalhealth #stress #IPMI #expats

Today is #WorldHealthDay!
Environmental factors - including climate change - claim 13 million lives every year.
Stop burning fossil fuels like oil, coal and natural gas for a #HealthierTomorrow


Load More

Latest articles

Inez Cooper

Inez Cooper interview for Expat Assure

Today, Expat Assure meets William Russell, an international insurance intermediary founded in the UK in 1992.  With headquarters near London and regional offices in Brussels and Hong Kong and customers in over 160 countries, it is a family-owned independent company...
NHS immigration health surcharge Visa Royaume Uni Surcharge médicale pour les étrangers au Royaume-Uni

An immigration health surcharge for long stays in the UK

Visitors staying for more than 6 months in the UK must pay an ‘Immigration Health Surcharge’. Since Brexit, European citizens are also included.

Brexit: UK residents can still access healthcare in Europe with the GHIC

This article answers common questions you may ask yourself regarding access to healthcare in Europe after Brexit.


Are you researching an expat health insurance for Canada? It is important to find out about the local healthcare system first.


Are you moving to Germany? Read our expat guide on the German healthcare system and your different options of expat health insurance in Germany.