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International group health insurance for your expatriate employees

Generally speaking, international group health insurance will cover your employees working abroad for hospitalisation, day patient and outpatient care. You can also choose to include dental, optical, repatriation and maternity cover.

A good employee health insurance is the most important and appreciated benefit in kind for employees relocated abroad, ahead of international financial protection (life insurance and income protection).

Advantages of an international group health insurance

Above all, good working conditions will attract and help retain talented and valuable employees. An international insurance is seen as one of the most appreciated expat employee benefits. Although a group health insurance contract can be seen as an investment for the future, over the long-term it will reduce absence from work, motivate employees working abroad and increase productivity. In general a corporate medical cover will be most advantageous if you have ten or more expat employees. However there can be some added benefits from just five employees. Depending on the size of the group, an international business health insurance scheme often has the following advantages:

Discount

The insurance companies apply a cheaper premium for group schemes, depending on the size of the group.

Avoid Waiting Periods

Your right to benefit from cover will start immediately.

Covered Conditions

Pre existing conditions might be covered depending on the number of employees (often 10 or more).

Who can subscribe to a group medical insurance contract?

Organisations of differing sizes and types can subscribe to an international group insurance, from large companies and businesses, to SMEs and NGOs.

Often you will need to have a minimum of three employees to set up a group health insurance contract. Your employees’ dependents can be included in the contract as well. If you are self-employed or if you are sending fewer than 3 employees abroad please contact us to discuss your options.

The added value of our independent advice

A health insurance company can only offer their products. Expat Assure, as an independent broker, is able to select the best options in regards to your company’s needs and budget, from a wide variety of insurance companies. Further to that, we can advise you about the service level experience with insurance companies and even how to completely tailor insurance benefits for your employees (requires a minimum of insured members).

Ongoing expert support for lifetime

With a constantly evolving market, and because there is no ‘one size fits all’ option, it is important to seek independent advice. At Expat Assure we will be with you every step of the way: from your first contact with us, throughout your application and every year at renewal, as well as for any questions you have throughout the duration of your contract. We are also always available for your employees if they have questions or need help in their dealings with their health insurance company.

Furthermore, it is reassuring for companies to know that Expat assure is specialised and totally focused on expatriate insurance (health, life insurance and income protection).

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Call us on +44 203 657 8380

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Our partners

We build partnerships with reputable insurance companies who are long-established in the expatriate insurance industry. All the international insurance companies we work with have both individual and corporate plans. Find out more about our partners here.

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