The Benefits Of An International Medical Insurance
Depending on the country you are going to live in, there is sometimes the possibility of having local health cover in place. However, most expats do prefer international medical insurance for the following reasons. Also, you can seamlessly continue your private medical insurance when relocating internationally again.
Covered at Home
Depending on your area of cover, your home country will be covered as well
Freedom of Choice
You are not restricted to a network of health care providers
Avoid Waiting Lists
Much shorter waiting lists in the private sector
Family Advantages
Sometimes discounts are applied for families.
What’s Covered With An International Medical Insurance?
All international medical insurance providers offer hospitalisation, out-patient, dental, maternity care and assistance-repatriation cover. Some plans are offered as a package and some are modular.
As with all private medical insurance plans, pre-existing medical conditions are not covered (sometimes a surcharge may be applied to cover a pre-existing condition). Most health insurance companies apply waiting periods for certain benefits, like maternity and dental. Health insurance doesn’t protect either the financial situation of a client or his family in case of serious illness, accident, disability or bereavement. For this kind of additional protection, Expat Assure can also offer expat income protection insurance and expat life insurance.
Single person going to Brazil
€2,986
Age: 30
Zone of cover: Worldwide without USA
Features
Maternity Cover
Dental Cover
Couple going to Singapore
$12,045
Age: 29 and 32
Zone of cover: Worldwide without USA
Features
Maternity Cover
Dental Cover
Family going to the UK
£10,397
Age: 40 and 37 plus three children
Zone of cover: Europe
Features
Maternity Cover
Dental Cover
What to look for when choosing international medical insurance
Not only the cost of the insurance policy counts. Other important aspects may have an influence on your choice for an international health cover.
Expat Assure considers the financial status of the insurance provider, the quality of their services as well as their claims process, whether the client services speak your language and if they can reimburse you in the currency of your choice.
Why choose Expat Assure?
Who is Expat Assure?
Expat Assure is a brand of the SIP Medical Family Office Since 1997, we have been advising expats and companies with globally mobile employees as an independent broker for international private medical insurance. SIP MFO Ltd is the London based and FCA regulated group company, specializing on expats coming to and leaving the United Kingdom.
Personalised Advice
The ‘best expat insurance’ for everyone does not exist, as everyone has different needs and expectations. However, the best expat insurance for you is out there: it consists of a tailored insurance, offering the best compromise between the legislation of the country to which you are being expatriated, your medical profile and your requirements. The consultants at Expat Assure will help you to identify the insurance policy best adapted to your needs.
Independence
Expat Assure is not owned by any of the insurance companies. Our consultants are not paid on a commission basis but have a fixed salary. The advice that we offer is therefore independent and entirely based on your needs.
Our Service is Free of Charge
Whether you contact the insurance company directly, or whether you go through us, the price of your policy will be exactly the same. As we are paid a commission by the insurance companies (the amount of which we are happy to divulge on request), the added-value and the independent advice that we offer will not come at any additional cost to you.
Ongoing Support
The work at Expat Assure does not stop once you have taken out a policy. We are at your disposal throughout the duration of the policy. Every year, if you would like, we can discuss your policy in order to check that you are still happy and that you have the insurance most suited to your needs. Moreover, Expat Assure is able to act as a mediator between you and the insurance company if ever you experience a problem in the handling of your insurance policy.
Get in touch
Call us on +44 203 657 8380
We are open from 9am to 5pm from Monday to Friday
OR
Request an insurance comparison
Fill in a form and we will call you back
Our partners
We build partnerships with reputable insurance companies who are long-established in the expatriate insurance industry. All the international insurance companies we work with have both individual and corporate plans. Find out more about our partners here.
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