{"id":2701,"date":"2015-04-28T08:33:29","date_gmt":"2015-04-28T07:33:29","guid":{"rendered":"http:\/\/www.expatassure.com\/?p=2701"},"modified":"2020-07-28T11:54:46","modified_gmt":"2020-07-28T10:54:46","slug":"assurance-sante-en-afrique-subsaharienne","status":"publish","type":"post","link":"https:\/\/www.expatassure.com\/fr\/assurance-sante-en-afrique-subsaharienne\/","title":{"rendered":"Assurance sant\u00e9 en Afrique subsaharienne"},"content":{"rendered":"

[et_pb_section fb_built=\u00a0\u00bb1″ admin_label=\u00a0\u00bbsection\u00a0\u00bb _builder_version=\u00a0\u00bb3.22″][et_pb_row admin_label=\u00a0\u00bbrow\u00a0\u00bb _builder_version=\u00a0\u00bb3.25″ background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb3.25″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb3.27.4″ background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb text_orientation=\u00a0\u00bbjustified\u00a0\u00bb use_border_color=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n

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A l\u2019exception de l\u2019Afrique du Sud, les services m\u00e9dicaux\u00a0dans la plupart des pays africains au sud du Sahara peuvent \u00eatre d\u00e9faillants et en dessous des normes de qualit\u00e9 occidentales.\u00a0Si vous \u00eates expatri\u00e9 dans cette r\u00e9gion du monde, il est fortement conseill\u00e9 de disposer d\u2019une bonne assurance m\u00e9dicale priv\u00e9e, incluant \u00e9galement l\u2019assistance \u00e9vacuation.<\/p>\n<\/blockquote>\n

\"Assurance<\/a><\/p>\n

Syst\u00e8mes de sant\u00e9 sous-financ\u00e9s, manque d\u2019infrastructures m\u00e9dicales, p\u00e9nurie de personnels m\u00e9dicaux\u2026 De nombreux pays d\u2019Afrique subsaharienne ne sont pas en mesure d\u2019offrir des services de sant\u00e9 de qualit\u00e9.<\/p>\n

Les difficult\u00e9s dans le secteur m\u00e9dical se font tout particuli\u00e8rement sentir dans les zones rurales qui p\u00e2tissent d\u2019un manque criant d\u2019h\u00f4pitaux et de personnels m\u00e9dicaux. Les grandes villes et les capitales comptent un plus grand nombre d\u2019\u00e9tablissements de soins, ainsi que des h\u00f4pitaux de bon niveau (par exemple Abidjan ou Dakar). Cependant, bien que les h\u00f4pitaux urbains soient en mesure de traiter des probl\u00e8mes de sant\u00e9 courants, ils ne disposent pas forc\u00e9ment des technologies ou des m\u00e9decins sp\u00e9cialistes pour le traitement de certaines conditions m\u00e9dicales complexes ou rares. En cas de probl\u00e8me de sant\u00e9 d\u00e9licat, la seule alternative sera souvent se faire soigner dans un autre pays, d\u2019o\u00f9 l\u2019importance de disposer d\u2019une assurance sant\u00e9 internationale<\/a>, qui prend en charge vos frais de sant\u00e9 dans les \u00e9tablissements priv\u00e9s de votre pays d\u2019expatriation mais \u00e9galement \u00e0 l\u2019\u00e9tranger.<\/p>\n

Toutefois, s\u2019il s\u2019av\u00e8re que l\u2019h\u00f4pital o\u00f9 vous vous trouvez ne peut vous soigner et que vous avez besoin d\u2019\u00eatre \u00e9vacu\u00e9, une assurance sant\u00e9 seule ne prend pas en charge les frais de transport vers un autre h\u00f4pital. Il est donc recommand\u00e9 que votre assurance sant\u00e9 internationale inclue \u00e9galement l\u2019assistance \u00e9vacuation\/rapatriement<\/a>. En effet, les frais engag\u00e9s pour un d\u00e9placement m\u00e9dical d\u2019urgence peuvent s\u2019av\u00e9rer tr\u00e8s \u00e9lev\u00e9s. Par exemple, une \u00e9vacuation du Malawi vers l\u2019Afrique du Sud avec air ambulance co\u00fbte environ 15\u00a0500 euros.<\/p>\n

Dans le cadre d\u2019une \u00e9vacuation, le patient est transf\u00e9r\u00e9 vers l\u2019h\u00f4pital le plus proche en mesure de le soigner. En fonction du lieu de l\u2019accident et de la gravit\u00e9 de l\u2019\u00e9tat du patient, l\u2019\u00e9vacuation peut \u00eatre faite vers un h\u00f4pital du pays o\u00f9 il se trouve ou vers un autre pays. G\u00e9n\u00e9ralement, les patients en Afrique subsaharienne sont \u00e9vacu\u00e9s en Afrique du Sud.<\/p>\n

Une \u00e9vacuation m\u00e9dicale n\u2019intervient que suite \u00e0 un cas d\u2019urgence ou pour les traitements et op\u00e9rations non planifi\u00e9s \u00e0 l\u2019avance. Pour tout soin de sant\u00e9 programm\u00e9, c\u2019est votre assurance sant\u00e9 habituelle qui prendra vos soins en charge.<\/p>\n

Une fois votre situation stabilis\u00e9e, si \u00a0votre assistance \u00e9vacuation inclut le rapatriement, vous pouvez \u00eatre rapatri\u00e9 vers votre pays de nationalit\u00e9 ou votre pays de r\u00e9sidence (cela d\u00e9pend des termes de votre contrat).<\/p>\n

Attention\u00a0: l\u2019assistance \u00e9vacuation\/rapatriement n\u2019inclut pas forc\u00e9ment l\u2019assurance de sauvetage. Sauf mention contraire dans votre contrat d\u2019assurance, les frais et l\u2019organisation d\u2019un sauvetage d\u2019un accident en brousse ne sont pas pris en charge, \u00e0 l\u2019exception des frais de transport vers l\u2019h\u00f4pital.<\/p>\n

Au moment de choisir votre couverture m\u00e9dicale en Afrique subsaharienne, il est important d\u2019analyser ce que prend en charge ou pas votre assurance, quels sont ses plafonds de remboursement, si elle inclut l\u2019assistance l\u2019\u00e9vacuation\/rapatriement, quelles sont les conditions de cette assistance\u2026<\/p>\n

Expat Assure peut vous aider \u00e0 trouver la solution la plus adapt\u00e9e \u00e0 vos besoins et compare pour vous les formules de diff\u00e9rentes compagnies d\u2019assurance. N\u2019h\u00e9sitez pas \u00e0 nous contacter<\/a> ou \u00e0\u00a0demander votre comparatif.<\/a><\/p>\n

\n

AFRIQUE FRANCOPHONE :<\/p>\n

B\u00e9nin, Burkina Faso, Burundi, Cameroun, R\u00e9publique centrafricaine, Comores, Congo, C\u00f4te d\u2019Ivoire, Djibouti, Gabon, Guin\u00e9e, Madagascar, Mali, Mauritanie, Niger, R\u00e9publique d\u00e9mocratique du Congo, Rwanda, S\u00e9n\u00e9gal, Tchad, Togo.<\/p>\n

 <\/p>\n

AFRIQUE NON FRANCOPHONE :<\/p>\n

Afrique du Sud, Angola, Botswana, Cap Vert, Erythr\u00e9e, Ethiopie, Gambie, Ghana, Guin\u00e9e-Bissau, Guin\u00e9e \u00e9quatoriale, Kenya, Lesotho, Liberia, Malawi, \u00cele Maurice, Mozambique, Namibie, Nig\u00e9ria, Ouganda, Sierra Leone, Seychelles, Saint Tom\u00e9 et Principe, Somalie, Soudan, Soudan du Sud, Swaziland, Tanzanie, Zambie, Zimbabwe.<\/p>\n


\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb3.25″ background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb3.25″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_comments show_avatar=\u00a0\u00bboff\u00a0\u00bb _builder_version=\u00a0\u00bb3.16″ use_border_color=\u00a0\u00bboff\u00a0\u00bb border_color=\u00a0\u00bb#ffffff\u00a0\u00bb border_style=\u00a0\u00bbsolid\u00a0\u00bb button_letter_spacing_hover=\u00a0\u00bb0″ button_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_letter_spacing__hover_enabled=\u00a0\u00bbon\u00a0\u00bb button_letter_spacing__hover=\u00a0\u00bb0″ button_one_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb][\/et_pb_comments][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ custom_padding_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb _builder_version=\u00a0\u00bb3.0.100″ background_color=\u00a0\u00bb#69696a\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb50px|0|50px|0″ custom_padding_phone=\u00a0\u00bb\u00a0\u00bb global_module=\u00a0\u00bb7512″][et_pb_row _builder_version=\u00a0\u00bb3.25″ background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb3.25″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbNos partenaires\u00a0\u00bb _builder_version=\u00a0\u00bb3.27.4″ background_layout=\u00a0\u00bbdark\u00a0\u00bb]<\/p>\n

Nos partenaires<\/h2>\n

Nous \u00e9tablissons des partenariats avec des compagnies reconnues pour leur expertise et leur exp\u00e9rience dans le march\u00e9 des assurances pour expatri\u00e9s. Toutes les soci\u00e9t\u00e9s d\u2019assurances internationales avec lesquelles nous travaillons ont des solutions pour les particuliers et les entreprises. En savoir plus sur nos partenaires.<\/a><\/strong><\/p>\n

\"Expat<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ custom_padding_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb admin_label=\u00a0\u00bbSection\u00a0\u00bb _builder_version=\u00a0\u00bb3.22″ background_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb50px|0|50px|0″ custom_padding_phone=\u00a0\u00bb\u00a0\u00bb transparent_background=\u00a0\u00bboff\u00a0\u00bb padding_mobile=\u00a0\u00bboff\u00a0\u00bb make_fullwidth=\u00a0\u00bboff\u00a0\u00bb use_custom_width=\u00a0\u00bboff\u00a0\u00bb width_unit=\u00a0\u00bbon\u00a0\u00bb global_module=\u00a0\u00bb7513″][et_pb_row column_structure=\u00a0\u00bb1_2,1_2″ _builder_version=\u00a0\u00bb3.25″ background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb3.25″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbDerniers tweets\u00a0\u00bb _builder_version=\u00a0\u00bb3.27.4″ header_text_color=\u00a0\u00bb#4da0c3″ header_font_size=\u00a0\u00bb40px\u00a0\u00bb header_2_text_color=\u00a0\u00bb#4da0c3″ text_orientation=\u00a0\u00bbcenter\u00a0\u00bb]<\/p>\n

Derniers tweets<\/span><\/h2>\n

[\/et_pb_text][et_pb_code][mgl_twitter slides=\u00a0\u00bb1″ count=\u00a0\u00bb5″ username=\u00a0\u00bbExpatAssure\u00a0\u00bb][\/et_pb_code][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb3.25″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbDerniers articles\u00a0\u00bb _builder_version=\u00a0\u00bb3.27.4″ header_text_color=\u00a0\u00bb#4da0c3″ header_font_size=\u00a0\u00bb40px\u00a0\u00bb header_2_text_color=\u00a0\u00bb#4da0c3″ text_orientation=\u00a0\u00bbcenter\u00a0\u00bb]<\/p>\n

Derniers articles<\/span><\/h2>\n

[\/et_pb_text][et_pb_code][display-posts category=\u00a0\u00bbblog\u00a0\u00bb image_size=\u00a0\u00bbthumbnail\u00a0\u00bb display-posts posts_per_page=\u00a0\u00bb1″ include_excerpt=\u00a0\u00bbtrue\u00a0\u00bb][\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Si vous \u00eates expatri\u00e9 dans cette r\u00e9gion du monde, il est fortement conseill\u00e9 de disposer d\u2019une bonne assurance m\u00e9dicale priv\u00e9e, incluant \u00e9galement l\u2019assistance \u00e9vacuation.<\/p>\n","protected":false},"author":12312403,"featured_media":2692,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[133],"tags":[],"class_list":["post-2701","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assurance"],"yoast_head":"\nAssurance sant\u00e9 en Afrique subsaharienne | Expat Assure<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez pourquoi il est important de disposer d'une bonne assurance sant\u00e9 en Afrique, incluant \u00e9galement l'assistance \u00e9vacuation rapatriement.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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