{"id":2189,"date":"2015-02-12T16:43:30","date_gmt":"2015-02-12T16:43:30","guid":{"rendered":"http:\/\/expatassure.bluestone98.com\/?page_id=2189"},"modified":"2020-07-23T14:58:45","modified_gmt":"2020-07-23T13:58:45","slug":"la-cfe","status":"publish","type":"page","link":"https:\/\/www.expatassure.com\/fr\/la-cfe\/","title":{"rendered":"La CFE"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; fullwidth=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb3.22.3&Prime;][et_pb_fullwidth_slider show_arrows=\u00a0\u00bboff\u00a0\u00bb show_pagination=\u00a0\u00bboff\u00a0\u00bb show_content_on_mobile=\u00a0\u00bboff\u00a0\u00bb show_cta_on_mobile=\u00a0\u00bboff\u00a0\u00bb admin_label=\u00a0\u00bbLa CFE\u00a0\u00bb module_class=\u00a0\u00bbhome-slider\u00a0\u00bb _builder_version=\u00a0\u00bb3.16&Prime; header_level=\u00a0\u00bbh1&Prime; header_line_height=\u00a0\u00bb1.5em\u00a0\u00bb body_line_height=\u00a0\u00bb1.5em\u00a0\u00bb parallax=\u00a0\u00bbon\u00a0\u00bb custom_padding=\u00a0\u00bb|||\u00a0\u00bb remove_inner_shadow=\u00a0\u00bboff\u00a0\u00bb hide_content_on_mobile=\u00a0\u00bboff\u00a0\u00bb hide_cta_on_mobile=\u00a0\u00bboff\u00a0\u00bb show_inner_shadow=\u00a0\u00bboff\u00a0\u00bb saved_tabs=\u00a0\u00bball\u00a0\u00bb button_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb][et_pb_slide heading=\u00a0\u00bbLa CFE\u00a0\u00bb use_bg_overlay=\u00a0\u00bboff\u00a0\u00bb use_text_overlay=\u00a0\u00bbon\u00a0\u00bb text_overlay_color=\u00a0\u00bbrgba(255,255,255,0.64)\u00a0\u00bb image_alt=\u00a0\u00bbWhy should you get an international private medical insurance?\u00a0\u00bb admin_title=\u00a0\u00bbLa CFE\u00a0\u00bb _builder_version=\u00a0\u00bb3.16&Prime; header_font=\u00a0\u00bb||||\u00a0\u00bb body_font=\u00a0\u00bb||||\u00a0\u00bb body_font_size=\u00a0\u00bb14&Prime; background_color=\u00a0\u00bb#ffffff\u00a0\u00bb background_image=\u00a0\u00bbhttps:\/\/www.expatassure.com\/wp-content\/uploads\/2014\/12\/cfe-e1424081465486.jpg\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb button_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb button_bg_color=\u00a0\u00bb#e88f32&Prime; button_border_radius=\u00a0\u00bb15&Prime; button_font=\u00a0\u00bb||||\u00a0\u00bb button_icon_placement=\u00a0\u00bbright\u00a0\u00bb button_on_hover=\u00a0\u00bbon\u00a0\u00bb background_layout=\u00a0\u00bblight\u00a0\u00bb body_font_size_tablet=\u00a0\u00bb14&Prime; body_font_size_phone=\u00a0\u00bb14&Prime; button_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb][\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbsection\u00a0\u00bb _builder_version=\u00a0\u00bb3.22.3&Prime;][et_pb_row admin_label=\u00a0\u00bbrow\u00a0\u00bb _builder_version=\u00a0\u00bb3.25&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb3.25&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb3.27.4&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb text_orientation=\u00a0\u00bbjustified\u00a0\u00bb module_alignment=\u00a0\u00bbjustified\u00a0\u00bb use_border_color=\u00a0\u00bboff\u00a0\u00bb border_color=\u00a0\u00bb#ffffff\u00a0\u00bb border_style=\u00a0\u00bbsolid\u00a0\u00bb]<\/p>\n<h1 style=\"text-align: left;\">La Caisse des Fran\u00e7ais de l&rsquo;\u00e9tranger<\/h1>\n<p style=\"text-align: justify;\">La Caisse des Fran\u00e7ais de l\u2019\u00e9tranger (CFE) est un organisme d\u2019assurance qui propose une couverture sociale minimum aux Fran\u00e7ais expatri\u00e9s, sur une base volontaire.<\/p>\n<p style=\"text-align: justify;\">Le texte ci-dessous <span>donne un aper\u00e7u <\/span>du fonctionnement <span>et des prestations <\/span>de la CFE. Pour les informations d\u00e9taill\u00e9es sur les garanties de la CFE, veuillez consulter le site de la\u00a0<span><a href=\"http:\/\/www.cfe.fr\/\">CFE<\/a><\/span>.<\/p>\n<p>[\/et_pb_text][et_pb_accordion open_toggle_text_color=\u00a0\u00bb#f7a249&Prime; closed_toggle_text_color=\u00a0\u00bb#fffefc\u00a0\u00bb closed_toggle_background_color=\u00a0\u00bb#49a0c3&Prime; _builder_version=\u00a0\u00bb3.25.4&Prime; use_border_color=\u00a0\u00bboff\u00a0\u00bb border_color=\u00a0\u00bb#ffffff\u00a0\u00bb border_style=\u00a0\u00bbsolid\u00a0\u00bb][et_pb_accordion_item title=\u00a0\u00bbNe pas confondre la CFE avec la S\u00e9curit\u00e9 sociale \u00a0\u00bb _builder_version=\u00a0\u00bb3.0.47&Prime; open=\u00a0\u00bbon\u00a0\u00bb]<\/p>\n<p>Les garanties de la CFE sont calqu\u00e9es sur celles de la S\u00e9curit\u00e9 sociale fran\u00e7aise et assurent une continuit\u00e9 de vos droits avec le r\u00e9gime fran\u00e7ais\u00a0: en cas de retour en France, vous r\u00e9int\u00e9grez la S\u00e9curit\u00e9 sociale sans d\u00e9lai de carence et ne perdez pas de trimestres de cotisations au titre de votre retraite (si vous avez adh\u00e9r\u00e9 au volet retraite de la CFE).<\/p>\n<p>La CFE ne devrait toutefois pas \u00eatre confondue avec la S\u00e9curit\u00e9 sociale fran\u00e7aise : l\u2019adh\u00e9sion \u00e0 la CFE est facultative. Par ailleurs, adh\u00e9rer \u00e0 la CFE ne dispense pas de cotiser au r\u00e9gime de protection sociale obligatoire <span>de votre <\/span>pays <span>d\u2019expatriation. <\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00a0\u00bbQue couvre la CFE ?\u00a0\u00bb _builder_version=\u00a0\u00bb3.0.47&Prime; open=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n<p>Les garanties de la CFE sont class\u00e9es selon trois volets\u00a0:<\/p>\n<ol>\n<li><span>Assurance <\/span>sant\u00e9 (+ maternit\u00e9)<\/li>\n<li>A<span>ssurance risques professionnels <\/span>(pour les salari\u00e9s uniquement)<br \/> 3. <span>Assurance retraite <\/span><\/li>\n<\/ol>\n<p>Depuis la r\u00e9forme de la CFE d\u00e9but 2019, les tarifs de la CFE sont fix\u00e9s en fonction de l\u2019\u00e2ge (huit tranches) et de la composition familiale de l\u2019assur\u00e9 (contrats solo ou famille) et ne prennent plus en compte son activit\u00e9 et son revenu.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00a0\u00bbQui peut adh\u00e9rer \u00e0 la CFE ?\u00a0\u00bb _builder_version=\u00a0\u00bb3.0.47&Prime; open=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n<p style=\"text-align: justify;\">Comme son nom l\u2019indique, la CFE s\u2019adresse aux Fran\u00e7ais, mais aussi aux ressortissants d\u2019un \u00c9tat membre de l\u2019Espace \u00e9conomique europ\u00e9en (y compris la Suisse) pr\u00e9c\u00e9demment affili\u00e9s \u00e0 un r\u00e9gime fran\u00e7ais de s\u00e9curit\u00e9 sociale ou aux ressortissants d\u2019autres pays, sous certaines conditions de r\u00e9sidence <span>pr\u00e9alable <\/span>en France.<\/p>\n<p style=\"text-align: justify;\">La CFE <span>assure<\/span> \u00e9galement les d\u00e9penses de sant\u00e9 des diff\u00e9rentes personnes \u00e0 la charge de l\u2019assur\u00e9, appel\u00e9es les ayants droit.<\/p>\n<p style=\"text-align: justify;\">Les ayants droit sont : le conjoint ou le concubin de l\u2019assur\u00e9, qu\u2019il soit actif ou non, Fran\u00e7ais ou non, ainsi que les enfants et ascendants de moins de 20 ans, scolaris\u00e9s et \u00e0 charge de l\u2019assur\u00e9. Vos ayants droit b\u00e9n\u00e9ficient automatiquement de la m\u00eame\u00a0couverture maladie-maternit\u00e9 que vous, qu\u2019ils vous suivent dans votre pays d\u2019expatriation ou qu\u2019ils restent en France.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00a0\u00bbQuand adh\u00e9rer \u00e0 la CFE ?\u00a0\u00bb _builder_version=\u00a0\u00bb3.0.47&Prime; open=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n<p style=\"text-align: justify;\">L\u2019adh\u00e9sion \u00e0 la CFE n\u2019est soumise \u00e0 aucune condition d\u2019\u00e2ge. Vous pouvez y adh\u00e9rer \u00e9tant retrait\u00e9 et b\u00e9n\u00e9ficier des prestations jusqu\u2019\u00e0 votre d\u00e9c\u00e8s.<\/p>\n<p style=\"text-align: justify;\">Il est cependant pr\u00e9f\u00e9rable d\u2019adh\u00e9rer \u00e0 la CFE dans les trois mois suivant votre d\u00e9part de France, sinon vous \u00eates soumis \u00e0 une p\u00e9nalit\u00e9\u00a0: si vous avez quitt\u00e9 la France depuis plus de trois mois, un d\u00e9lai de carence de trois \u00e0 six mois s\u2019applique, pendant lequel vous cotisez \u00e0 la CFE mais vous n\u2019\u00eates pas couvert. La dur\u00e9e de ce d\u00e9lai de carence d\u00e9pend de votre \u00e2ge\u00a0: trois mois pour les personnes de moins de 45 ans et six mois pour les personnes de plus de 45 ans.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00a0\u00bbL\u2019assurance sant\u00e9 de la CFE\u00a0\u00bb open=\u00a0\u00bboff\u00a0\u00bb _builder_version=\u00a0\u00bb3.0.47&Prime;]<\/p>\n<p style=\"text-align: justify;\">Les principales garanties de l\u2019assurance sant\u00e9 de la CFE sont l\u2019hospitalisation, les soins courants, la maternit\u00e9, les m\u00e9dicaments sous ordonnance, l\u2019optique et les appareils d&rsquo;audition ainsi que les soins pr\u00e9ventifs (voir la liste compl\u00e8te des garanties sur le site de la CFE).<\/p>\n<p style=\"text-align: justify;\">En option de l\u2019assurance sant\u00e9, la CFE propose \u00e9galement aux salari\u00e9s la couverture \u00ab\u00a0indemnit\u00e9s journali\u00e8res &#8211; invalidit\u00e9 &#8211; capital d\u00e9c\u00e8s\u00a0\u00bb, en cas d&rsquo;arr\u00eat de travail, d&rsquo;incapacit\u00e9 ou de d\u00e9c\u00e8s.<\/p>\n<p>Depuis 2020, la CFE base d\u00e9sormais ses remboursements sur les frais de sant\u00e9 r\u00e9els dans les pays d\u2019expatriation, plut\u00f4t que sur les tarifs conventionn\u00e9s de la S\u00e9curit\u00e9 sociale en vigueur en France. \u00a0La CFE a divis\u00e9 les pays qu\u2019elle couvre selon cinq zones, chacune ayant des bar\u00e8mes de remboursement diff\u00e9rents, avec l\u2019objectif de fournir des remboursements de frais de sant\u00e9 similaires \u00e0 ce que les assur\u00e9es auraient eu en France.<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14px;\">Toutefois, malgr\u00e9 les efforts de la CFE, ces niveaux de remboursement restent insuffisants dans les pays o\u00f9 les tarifs m\u00e9dicaux sont \u00e9lev\u00e9s, comme par exemple le Royaume-Uni, Singapour, les Etats-Unis, Hong-Kong ou le Br\u00e9sil.<\/span><\/p>\n<p style=\"text-align: justify;\"><strong>Exemple de taux de remboursement de la CFE pour un m\u00e9decin g\u00e9n\u00e9raliste et sp\u00e9cialiste \u00e0 Londres :<\/strong> \u00e0 Londres, le co\u00fbt d\u2019une consultation avec un m\u00e9decin g\u00e9n\u00e9raliste priv\u00e9 se situe entre 80 et 150 livres sterling (92 &#8211; 172 euros) et le co\u00fbt d\u2019une consultation avec un m\u00e9decin sp\u00e9cialiste priv\u00e9 varie de 80 \u00e0 300 livres sterling (de 92 \u00e0 350 euros). Le remboursement de la CFE sera de 17,50 \u20ac. \u00a0<\/p>\n<p style=\"text-align: justify;\">Afin de proposer des taux de remboursement plus complets, des assureurs priv\u00e9s offrent des formules de compl\u00e9mentaires sant\u00e9 \u00e0 la CFE. Si vous souhaitez une prise en charge plus compl\u00e8te de vos d\u00e9penses de sant\u00e9 \u00e0 l\u2019\u00e9tranger, il est donc important de souscrire une compl\u00e9mentaire sant\u00e9 en plus de la CFE. Expat Assure vous aide \u00e0 choisir la formule la mieux adapt\u00e9e \u00e0 vos besoins. <a href=\"https:\/\/www.expatassure.com\/fr\/votre-comparatif\/\"><\/a><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00a0\u00bbLa pr\u00e9voyance avec la CFE\u00a0\u00bb _builder_version=\u00a0\u00bb3.25.4&Prime; open=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n<p style=\"text-align: justify;\">Les risques li\u00e9s \u00e0 la perte de salaire ou au d\u00e9c\u00e8s, habituellement regroup\u00e9s sous le terme \u2018pr\u00e9voyance\u2019, sont couverts par la CFE via diff\u00e9rents volets\u00a0:<\/p>\n<ul style=\"text-align: justify;\">\n<li><strong>Indemnit\u00e9s journali\u00e8res et capital d\u00e9c\u00e8s\u00a0:\u00a0<\/strong>la CFE vous verse une rente en cas d\u2019arr\u00eat de travail ou de maladie professionnelle entra\u00eenant une incapacit\u00e9 de travail permanente. Cela inclut les risques ayant lieu en dehors du travail ainsi que les cong\u00e9s maternit\u00e9 et paternit\u00e9. Le montant de l\u2019indemnit\u00e9 journali\u00e8re varie de 33 \u20ac\/jour \u00e0 66\u20ac\/jour selon la base de cotisations annuelles que vous avez choisie. Les indemnit\u00e9s journali\u00e8res sont servies \u00e0 compter du 31\u00e8me jour d&rsquo;arr\u00eat de travail continu (un d\u00e9lai de carence de 30 jours s\u2019applique) et peuvent se prolonger jusqu&rsquo;\u00e0 120 jours (voire deux ans pour les affections longues dur\u00e9es). En cas de d\u00e9c\u00e8s, la CFE verse une rente \u00e0 vos ayants droit dont le montant maximum \u00e9quivaut \u00e0 10131\u20ac en fonction de la base de cotisations choisie.<\/li>\n<li><strong>La prestation invalidit\u00e9\u00a0:\u00a0<\/strong>la CFE vous verse une pension d\u2019invalidit\u00e9 mensuelle, destin\u00e9e \u00e0 compenser la perte de salaire r\u00e9sultant d\u2019une r\u00e9duction prolong\u00e9e de la capacit\u00e9 de travail ou de gain, suite \u00e0 une maladie ou \u00e0 un accident d\u2019origine non professionnelle. Son montant d\u00e9pend de l&rsquo;importance de votre incapacit\u00e9 et de vos ressources.<\/li>\n<li><strong>La prestation accident du travail et maladies professionnelles\u00a0:\u00a0<\/strong>cette prestation pr\u00e9voit une indemnisation en cas d\u2019arr\u00eat de travail li\u00e9 \u00e0 un risque s\u2019\u00e9tant produit au travail, ainsi que le versement d\u2019une rente en cas d\u2019incapacit\u00e9 permanente.<span> Elle couvre \u00e9galement les co\u00fbts m\u00e9dicaux <\/span><span>aff\u00e9rents<\/span><span> au travail. <\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Ces prestations<span> ne peuvent \u00eatre souscrites que par les <\/span><span>personnes <\/span><span>salari\u00e9<\/span><span>e<\/span><span>s. <\/span>\u00a0<span>Elles <\/span>sont propos\u00e9es s\u00e9par\u00e9ment ou en option de l\u2019assurance maladie-maternit\u00e9. Un salari\u00e9 qui souscrit l\u2019assurance maladie-maternit\u00e9 aura donc int\u00e9r\u00eat \u00e0 souscrire \u00e9galement les autres prestations de la CFE afin d\u2019\u00eatre couvert le plus largement possible.<\/p>\n<p style=\"text-align: justify;\">Etant donn\u00e9 que <span>les <\/span>prestations de pr\u00e9voyance avec la CFE sont r\u00e9serv\u00e9es aux salari\u00e9s, si vous perdez ou quittez votre emploi, vous perdez \u00e9galement votre couverture de pr\u00e9voyance via la CFE. Par ailleurs, si vous \u00eates \u00e0 la recherche de plafonds d\u2019indemnit\u00e9s plus \u00e9lev\u00e9es, il sera pr\u00e9f\u00e9rable de souscrire une assurance pr\u00e9voyance compl\u00e9mentaire \u00e0 celle de la CFE.<\/p>\n<p style=\"text-align: justify;\"><span>Pour ces diff\u00e9rentes raisons, vous pouvez<\/span> \u00e9galement<span> envisager de souscrire une\u00a0<\/span><span><a href=\"https:\/\/www.expatassure.com\/fr\/particuliers-prevoyance\/\" target=\"_blank\" rel=\"noopener noreferrer\">assurance pr\u00e9voyance<\/a><\/span><span>\u00a0ind\u00e9pendante de la CFE, \u00e0 laquelle vous pourrez continuer <\/span>de<span> cotiser en cas de changement d\u2019employeur ou si vous vous mettez \u00e0 votre compte. <\/span><a href=\"https:\/\/www.expatassure.com\/fr\/prevoyance\/\"><\/a><\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_text _builder_version=\u00a0\u00bb3.27.4&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb text_orientation=\u00a0\u00bbjustified\u00a0\u00bb module_alignment=\u00a0\u00bbjustified\u00a0\u00bb use_border_color=\u00a0\u00bboff\u00a0\u00bb border_color=\u00a0\u00bb#ffffff\u00a0\u00bb border_style=\u00a0\u00bbsolid\u00a0\u00bb]<\/p>\n<p>En fonction de votre situation personnelle, la CFE peut pr\u00e9senter diff\u00e9rents avantages et inconv\u00e9nients. Pour savoir si la couverture CFE est adapt\u00e9e \u00e0 votre cas ou si une autre solution d\u2019assurance pour expatri\u00e9 r\u00e9pond mieux \u00e0 vos besoins, n\u2019h\u00e9sitez pas \u00e0\u00a0<span><a href=\"https:\/\/www.expatassure.com\/fr\/contact\/\">nous contacter<\/a><\/span>. Vous pouvez \u00e9galement <span><a href=\"https:\/\/www.expatassure.com\/fr\/votre-comparatif\/\">demander un comparatif d\u2019assurance<\/a><\/span>. Ce service est gratuit.\u00a0 \u00a0<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; custom_padding_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb _builder_version=\u00a0\u00bb3.0.100&Prime; background_color=\u00a0\u00bb#69696a\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb50px|0|50px|0&Prime; custom_padding_phone=\u00a0\u00bb\u00a0\u00bb transparent_background=\u00a0\u00bboff\u00a0\u00bb padding_mobile=\u00a0\u00bboff\u00a0\u00bb make_fullwidth=\u00a0\u00bboff\u00a0\u00bb use_custom_width=\u00a0\u00bboff\u00a0\u00bb width_unit=\u00a0\u00bbon\u00a0\u00bb global_module=\u00a0\u00bb7512&Prime;][et_pb_row _builder_version=\u00a0\u00bb3.25&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb3.25&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbNos partenaires\u00a0\u00bb _builder_version=\u00a0\u00bb3.27.4&Prime; background_layout=\u00a0\u00bbdark\u00a0\u00bb]<\/p>\n<h2 style=\"text-align: center;\">Nos partenaires<\/h2>\n<p style=\"text-align: center;\">Nous \u00e9tablissons des partenariats avec des compagnies reconnues pour leur expertise et leur exp\u00e9rience dans le march\u00e9 des assurances pour expatri\u00e9s. Toutes les soci\u00e9t\u00e9s d\u2019assurances internationales avec lesquelles nous travaillons ont des solutions pour les particuliers et les entreprises. <strong><a href=\"https:\/\/www.expatassure.com\/fr\/nos-partenaires\/\">En savoir plus sur nos partenaires.<\/a><\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.expatassure.com\/wp-content\/uploads\/2019\/05\/Partner-logos.png\" width=\"1193\" height=\"329\" alt=\"Expat  Partners\" class=\"wp-image-11669 aligncenter size-full\" srcset=\"https:\/\/www.expatassure.com\/wp-content\/uploads\/2019\/05\/Partner-logos.png 1193w, https:\/\/www.expatassure.com\/wp-content\/uploads\/2019\/05\/Partner-logos-300x83.png 300w, https:\/\/www.expatassure.com\/wp-content\/uploads\/2019\/05\/Partner-logos-768x212.png 768w, https:\/\/www.expatassure.com\/wp-content\/uploads\/2019\/05\/Partner-logos-1024x282.png 1024w, https:\/\/www.expatassure.com\/wp-content\/uploads\/2019\/05\/Partner-logos-1080x298.png 1080w\" sizes=\"(max-width: 1193px) 100vw, 1193px\" \/><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; custom_padding_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb admin_label=\u00a0\u00bbSection\u00a0\u00bb _builder_version=\u00a0\u00bb3.22&Prime; background_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb50px|0|50px|0&Prime; custom_padding_phone=\u00a0\u00bb\u00a0\u00bb transparent_background=\u00a0\u00bboff\u00a0\u00bb padding_mobile=\u00a0\u00bboff\u00a0\u00bb make_fullwidth=\u00a0\u00bboff\u00a0\u00bb use_custom_width=\u00a0\u00bboff\u00a0\u00bb width_unit=\u00a0\u00bbon\u00a0\u00bb global_module=\u00a0\u00bb7513&Prime;][et_pb_row column_structure=\u00a0\u00bb1_2,1_2&Prime; _builder_version=\u00a0\u00bb3.25&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_2&Prime; _builder_version=\u00a0\u00bb3.25&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbDerniers tweets\u00a0\u00bb _builder_version=\u00a0\u00bb3.27.4&Prime; header_text_color=\u00a0\u00bb#4da0c3&Prime; header_font_size=\u00a0\u00bb40px\u00a0\u00bb header_2_text_color=\u00a0\u00bb#4da0c3&Prime; text_orientation=\u00a0\u00bbcenter\u00a0\u00bb]<\/p>\n<h2 style=\"text-align: center;\"><span class=\"cls-demo\">Derniers tweets<\/span><\/h2>\n<p>[\/et_pb_text][et_pb_code][mgl_twitter slides=\u00a0\u00bb1&Prime; count=\u00a0\u00bb5&Prime; username=\u00a0\u00bbExpatAssure\u00a0\u00bb][\/et_pb_code][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_2&Prime; _builder_version=\u00a0\u00bb3.25&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbDerniers articles\u00a0\u00bb _builder_version=\u00a0\u00bb3.27.4&Prime; header_text_color=\u00a0\u00bb#4da0c3&Prime; header_font_size=\u00a0\u00bb40px\u00a0\u00bb header_2_text_color=\u00a0\u00bb#4da0c3&Prime; text_orientation=\u00a0\u00bbcenter\u00a0\u00bb]<\/p>\n<h2 style=\"text-align: center;\"><span class=\"cls-demo\">Derniers articles<\/span><\/h2>\n<p>[\/et_pb_text][et_pb_code][display-posts category=\u00a0\u00bbblog\u00a0\u00bb image_size=\u00a0\u00bbthumbnail\u00a0\u00bb display-posts posts_per_page=\u00a0\u00bb1&Prime; include_excerpt=\u00a0\u00bbtrue\u00a0\u00bb][\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Caisse des Fran\u00e7ais de l&rsquo;\u00e9tranger La Caisse des Fran\u00e7ais de l\u2019\u00e9tranger (CFE) est un organisme d\u2019assurance qui propose une couverture sociale minimum aux Fran\u00e7ais expatri\u00e9s, sur une base volontaire. Le texte ci-dessous donne un aper\u00e7u du fonctionnement et des prestations de la CFE. Pour les informations d\u00e9taill\u00e9es sur les garanties de la CFE, veuillez [&hellip;]<\/p>\n","protected":false},"author":12312403,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-2189","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Qu&#039;est-ce que la Caisse des Fran\u00e7ais de l&#039;\u00e9tranger?| Expat Assure<\/title>\n<meta name=\"description\" content=\"Pour les expatri\u00e9s, la CFE est l\u2019\u00e9quivalent de la S\u00e9curit\u00e9 sociale \u00e0 l\u2019\u00e9tranger mais attention, il existe de grandes diff\u00e9rences entre ces deux organismes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.expatassure.com\/fr\/la-cfe\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu&#039;est-ce que la Caisse des Fran\u00e7ais de l&#039;\u00e9tranger?| Expat Assure\" \/>\n<meta property=\"og:description\" content=\"Pour les expatri\u00e9s, la CFE est l\u2019\u00e9quivalent de la S\u00e9curit\u00e9 sociale \u00e0 l\u2019\u00e9tranger mais attention, il existe de grandes diff\u00e9rences entre ces deux organismes.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.expatassure.com\/fr\/la-cfe\/\" \/>\n<meta property=\"og:site_name\" content=\"Expat Assure | Insurance for Expatriates\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ExpatAssure\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-23T13:58:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.expatassure.com\/wp-content\/uploads\/2019\/05\/Partner-logos.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@ExpatAssure\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"12 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.expatassure.com\/fr\/la-cfe\/\",\"url\":\"https:\/\/www.expatassure.com\/fr\/la-cfe\/\",\"name\":\"Qu'est-ce que la Caisse des Fran\u00e7ais de l'\u00e9tranger?| Expat 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